If your children make the same mistakes you made, you have not done a good job of teaching them. It is where you stop that they should start from.
If you are a good man (Proverbs 13:22), the inheritance you will leave for your children will exceed money. Majorly wisdom, influence, a good name, properties...
You must train the ones who will carry on from where you stop.
“Reflection: How much are you investing in the 'future you'?”
Memorise: Only take heed to thyself, and keep thy soul diligently, lest thou forget thy things which thine eyes have seen, and lest thy depart from thy heart all the days of thy life: but teach them thy sons, and thy sons' sons; (Deuteronomy 4:9)